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Unleash the power of Earnest Analytics credit card data

See AI-powered earnings predictions and customer behavior from two industry leading credit card datasets.

 A dashboard for the consumer economy

Put the power of consumer data to work. Predict earnings, track industry growth, analyze competitor impact, and interpret macro trends in real-time across categories, channels, and demographics.

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90% surprise accuracy

Earnest’s expert analysts and industry-leading generative AI predict revenue and subscriber revenue surprises with 90% accuracy vs. Wall Street.

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5000+ covered companies

Compare sales, ticket, retention, market share, and more across thousands of companies and MCC codes split across 100 industry categories.

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500 tickers with earnings predictions

See predictions for hundreds of public companies on a 1-4 day lag delivered via data feed or on Earnest's online proprietary platform, Dash. 

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Millions of households

Enrich your understanding of companies and industries with age, income, and geographic cohorting from millions of US households.

Investors and strategists use Earnest for

 

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Earnings predictions

AI-powered and analyst-perfected revenue predictions using actual consumer spending and historic reported metrics to deliver a real time preview into earnings surprises.

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Competitor benchmarking

Spending data provides a clear picture of sales, transactions, retention, brand preference, and customer growth across thousands of public and private companies in real time.

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Market share sizing

Use spending data to track share of consumer dollars across traditional and DTC retailers. Cohort markets by income, age, channel, geography, source, and category.

Why clients choose Earnest

"Earnest understands the buy-side workflow and how to incorporate its insights seamlessly into our investment process." -Long/short fund manager
"To be able to benchmark our performance nationally and by individual market in near-real-time allows us to run our business more intelligently." -Alex Pasley, Chief of Staff & Head of Strategy, Corepower Yoga
"Earnest is a treasure trove of granular, individual-level transactional data…Knowing that we have this data for a very large universe of companies over multiple years is a game changer." -Dan McCarthy, Co-Founder of Theta

Available on

Earnest Dash

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Earnest Dash online platform surfaces real-time earnings predictions, sales growth, customer retention, market share, and macroeconomic insights.

Data Feed

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Access aggregated or row level data. Receive both daily updated raw data and transformed data tables including merchant and/or product attributions—all with unlimited flexibility to run customer analyses.